Challenge Cost Calculator

Your real cost is not the sticker price. Enter your pass rate to see how many evaluations a funded account takes and what that costs.

This is part of the full prop trading calculator: every calculation below updates together.

Expected result per funded account

+$1,366

Apex Trader Funding

25K Intraday · $13.36

Expected profit per funded account after the evaluations you fail, the activation fee and the firm's split.

Real cost per funded
$134

3.3 evaluations

You receive
$1,500

On $1,500 withdrawn

Break-even pass rate
1%

You are above it

Days to target
6

About 1.2 weeks

Cost

What a funded account really costs

Failed evaluations $31.17The one you pass $13.36Activation fee $89
Rebuying each time
$134
Paying resets instead
No reset fee

Time

How long the profit target takes

One average day: 16.7% of targetTarget $1,500 (6.0%)
Trading days
6

Minimum 1

Largest day allowed
$600

40% of target

Risk

Drawdown room on a live account

Floor $25,000Balance $25,600
Room before breach
$600

60% of $1,000

Drawdown type
Intraday (real-time) trailing

Conservative estimate. Some firms stop the floor rising once it reaches the starting balance, so check the firm's own dashboard. Set your numbers under “Live account check”.

Payout

From profit to cash in your account

You keep $1,500Firm keeps $0
Split on file
100% → 90%

First $25,000 per account

After activation fee
$1,411

$89 once per funded account

Sensitivity

Result per funded account at every pass rate

10%25%50%75%100%
Pass rate on the horizontal axis, expected net per funded account on the vertical axis.

Above the dashed line you profit. This plan breaks even near 1%; the dot is your 30%.

Scale

If you buy 5 evaluations

Evaluation spend
$67
Expected funded
1.5

At 30% pass rate

Activation fees
$134
Expected net
+$2,050

Payouts $2,250

Expected values, not a forecast. With few evaluations the real result swings a lot: you can pass none or all of them.

Compare

$25,000 plans, cheapest real cost first

Ranked at your 30% pass rate and $1,500 payout. Click a row to switch plan.

Plans ranked by real cost per funded account
PlanPriceReal costNet resultBreak-evenTarget · Drawdown
$13.36$134+$1,3661%$1,500 · $1,000
$55.20$184+$1,3164%$1,500 · $1,000
$65.30$218+$1,1325%$1,250 · $1,000
$69.30$231+$1,1195%$1,500 · $1,000
$36$239+$1,2613%$1,500 · $1,000
$76.30$254+$1,0966%$1,500 · $1,000
$80.30$268+$1,0826%$1,250 · $1,000
$87.20$291+$1,2096%$1,500 · $1,000
$90.10$300+$1,0507%$1,250 · $1,000
$90.60$301+$1,0497%$1,250 · $1,000

Prices on file, last verified Apex Trader Funding 2026-10-12 · Tradeify 2026-10-12 · Lucid Trading 2026-10-12. Prices already include any discount on file; confirm live prices on the firm site. See the Apex Trader Funding page.

Happy with the numbers? Get a rule-based plan for which firm and size to buy first.

Frequently asked questions

How is the cost per funded account calculated?

Evaluations needed equals 1 divided by your pass rate. Multiply by the evaluation price (or add reset fees instead of re-buying) and add the activation fee once.

What pass rate should I use?

Use your own history. If you have no data, test a few rates like 20%, 30% and 50% to see how sensitive the cost is.

Does this include the cost of living through losing streaks?

No. It only counts fees paid to the firm.

General information only, not financial advice. Prop firm trading carries high risk.

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